Koskin is a leather-look material which is durable, has a polished finish and is designed for years of use.  This A4 Koskin Compendium features a zipper closure, removable 3-ring binder, pen holder, business card holders, 2 internal gusseted pockets, handy rear outer pockets and includes A4 notepad.   These Compendiums are individually poly bagged.  (The pen is not included.) Size is 365 x 260mm.